Register today to reserve your spot at our July General Meeting. Pat Huttenback, a litigation attorney at Hirsch & Westheimer, P.C. will be presenting: “Texas Legislature Update.”

William (“Pat”) Huttenbach grew up in Atlanta, Georgia, before receiving his B.A. from Rice University. He currently is a litigation attorney concentrating on civil matters at Hirsch & Westheimer, P.C. Pat has been recognized as a Houston “Top Lawyer” in the area of business law. In 2014, Pat joined the Business Law Section for the State Bar of Texas UCC Committee as a vice chair, which is currently revising commentary for Articles 3 and 4 of the Texas Uniform Commercial Code. If banks have a depository operations issue, Pat has handled several hundred cases regarding same. He has successfully defended banks from lawsuits totaling over $100,000,000. He has answered over 175 lawsuits involving UCC sections 3, 4 and/or 4A issues. He has also personally answered over 2,000 garnishment lawsuits. Pat has been asked to be an expert witness on issues concerning UCC sections 3, 4 and 4A. Pat has written numerous articles on banking topics, and has given numerous speeches, including speeches on how to better protect banks in litigation through updated deposit agreements. He has also given UCC update speeches and given speeches on other UCC issues. Pat also routinely handles many other types of lawsuits against banks including lender liability claims, FCRA claims, FDCPA claims, Texas Finance Code claims, and other alleged wrongful debt collection claims, and Pat has handled many disputes concerning construction lending litigation.

Register today to reserve your spot at our May General Meeting. Robert Cardwell, Managing Director at FIS will be presenting: “Keeping Up With TRID & Looking Forward to TILA/RESPA Changes.”

Robert Cardwell brings more than 25 years of compliance experience to FIS clients as Managing Director of the Consumer Finance & Fair Banking group for FIS Enterprise Governance, Risk & Compliance Solutions. He advises financial institutions on a wide variety of regulatory compliance issues and best practices for risk management. His specific regulatory compliance expertise lies in mortgage banking, credit card lending, RESPA/TILA reform, CRA compliance, anti-money laundering and consumer privacy. Robert is also a frequent trainer for the CFPB and various state banking associations.

Robert was a Vice President, Chief Compliance Officer, and BSA Officer for a diversified financial services company and its two depository institutions where he was responsible for development, implementation, and administration of a comprehensive compliance management system and Bank Secrecy Act compliance program, as well as design and delivery of compliance training, monitoring, and analysis of regulatory changes, and the management of regulatory compliance, and safety and soundness examinations by the FDIC, OCC and state banking departments. Previously, he served as assistant general counsel for a large California thrift, as a licensed mortgage banker in New Jersey and as a senior attorney for the Resolution Trust Corporation during the savings and loan crisis.